Small Businesses & Entrepreneurs

At Pivot Financial Solutions, we specialize in providing outsourced CFO and financial advisory services for small businesses and entrepreneurs. We understand the challenges business owners face when it comes to financial management, cash flow, and profitability. Whether you need bookkeeping, financial strategy, or full CFO services, we help you gain clarity on your numbers so you can focus on growing your business.

Who We Work With

We support businesses that are scaling, optimizing operations, or preparing for long-term growth, as well as pathways to exit strategies. Our clients range from hospitality businesses (restaurants, cafes, and catering companies) to service-based businesses (cleaning companies, trades, and professional services).

Hospitality Industry: Restaurants, Cafés, & Catering

Helping Hospitality Businesses Maximize Profitability

Running a restaurant, café, or catering business comes with tight margins, fluctuating costs, and labor challenges. At [Your Business Name], we specialize in restaurant financial management, providing clear financial insights to help you optimize food costs, labor expenses, and cash flow.

Our Services for Hospitality Businesses:

✅ Menu Costing & Profitability Analysis – Understand your true food cost and optimize pricing.
✅ Labor Cost Management – Track and manage payroll expenses, overtime, and scheduling efficiency.
✅ Cash Flow Forecasting – Ensure you have enough liquidity to cover expenses and growth.
✅ Financial Statement Preparation – Clear insights into P&L, margins, and operational costs.
✅ Bill Pay & Vendor Management – Stay on top of inventory costs, supplier payments, and invoices.

Why Restaurants & Hospitality Businesses Choose Us

🔹 Industry-Specific Expertise – We understand the unique financial challenges of hospitality.
🔹 Scalable Support – Whether you run one location or multiple, we provide financial clarity.
🔹 Profitability-Focused – We help improve your bottom line, reduce waste, and increase efficiency.

📞 Schedule a Free Consultation to learn how we can help your hospitality business thrive.

Service-Based Businesses: Trades, Cleaning Companies & More

Helping Service Businesses Improve Efficiency & Financial Clarity

For service businesses like cleaning companies, HVAC, plumbing, electrical, landscaping, and more, financial management is key to staying competitive. We help service providers gain control over cash flow, pricing strategies, and profitability.

Our Services for Service Businesses:

✅ Job Costing & Profit Margins – Ensure accurate pricing and improve profitability per job.
✅ Cash Flow & Budgeting – Avoid cash shortages and plan for slow seasons & growth.
✅ Accounts Receivable & Invoicing – Get paid on time and improve cash flow cycles.
✅ Payroll & Contractor Payments – Manage employee wages, taxes, and subcontractor costs.
✅ Financial Strategy & Growth Planning – Prepare your business for scaling or selling.

Why Service-Based Businesses Choose Us

🔹 We Help You Increase Profitability – Reduce overhead, improve cash flow, and maximize earnings.
🔹 Tailored Financial Support – We offer custom CFO services that fit your business’s needs.
🔹 Hands-Off Financial Management – Focus on what you do best, while we handle the numbers.

📞 Book a Free Strategy Call to see how we can streamline your finances and boost profitability.

  • We get this question ALL the time! CPAs are great at accounting and taxes, but don’t have the operational CFO expertise you need for true strategic finance decisions. If the only finance strategy you need is taxes, a CPA may be a good bet. However, if you need well-rounded operational finance strategy, you should be looking at a fractional CFO firm!

  • We offer a free consultation and financial review for potential Mini CFO and Full CFO clients. This allows us to assess your current financial situation and recommend the best path forward.

  • Our Concierge Bookkeeping package includes bank and credit card reconciliations, monthly financial statements, and a custom chart of accounts designed for your business. We also offer optional add-ons like bill pay and vendor management.

  • Once you decide to move forward, onboarding typically takes 7-30, depending on the complexity of your business. We’ll set up your systems, assess cleanliness of your books, and create a tailored financial plan.

  • Absolutely! We understand that business needs evolve. You can scale your services up or down based on your current goals and financial complexity.

  • We work primarily with QuickBooks Online and NetSuite, but we’re flexible if you already have a preferred system.

  • Yes, you’ll work directly with Account Manager, who will act as your financial partner and advisor. We’re committed to providing personalized support, not just delivering reports.